HSBC Premier Home Loan rates

Interest rates for HSBC special home loan offer.
Special Home Loan Offer
Interest Rate (p.a.)
1 year
3.35%, find out more
18 months
3.35%, find out more
2 years
3.35%, find out more
3 years
3.35%, find out more
4 years
3.35%, find out more
5 years
3.35%, find out more
Interest rates for HSBC special home loan offer.
Special Home Loan Offer
1 year
Interest Rate (p.a.) 3.35%, find out more
Special Home Loan Offer
18 months
Interest Rate (p.a.) 3.35%, find out more
Special Home Loan Offer
2 years
Interest Rate (p.a.) 3.35%, find out more
Special Home Loan Offer
3 years
Interest Rate (p.a.) 3.35%, find out more
Special Home Loan Offer
4 years
Interest Rate (p.a.) 3.35%, find out more
Special Home Loan Offer
5 years
Interest Rate (p.a.) 3.35%, find out more
Interest rates for HSBC variable home loan products.
Variable Rates Interest Rate (p.a.)
Floating rate 5.24%
Home Equity (Revolving) 5.44%
Home Smart3 5.44%
Interest rates for HSBC variable home loan products.
Variable Rates Floating rate
Interest Rate (p.a.) 5.24%
Variable Rates Home Equity (Revolving)
Interest Rate (p.a.) 5.44%
Variable Rates Home Smart3
Interest Rate (p.a.) 5.44%

3Home Smart is no longer available for sale.

Interest rates for fixed rate home loan products.
Fixed Rates Interest Rate (p.a.)
6 months
4.65%
1 year
3.65%
18 months
3.69%
2 years
3.69%
3 years
3.85%
4 years
4.19%
5 years
4.29%
Interest rates for fixed rate home loan products.
Fixed Rates 6 months
Interest Rate (p.a.) 4.65%
Fixed Rates 1 year
Interest Rate (p.a.) 3.65%
Fixed Rates 18 months
Interest Rate (p.a.) 3.69%
Fixed Rates 2 years
Interest Rate (p.a.) 3.69%
Fixed Rates 3 years
Interest Rate (p.a.) 3.85%
Fixed Rates 4 years
Interest Rate (p.a.) 4.19%
Fixed Rates 5 years
Interest Rate (p.a.) 4.29%

HSBC Premier Transactional Account interest rates

Interest rates for HSBC transactional accounts.
Account Name
Balances
Interest Rate (p.a.)
HSBC Everyday Account
$0+
0.00%
Premier Explorer Account
$0+
0.00%
Interest rates for HSBC transactional accounts.
Account Name
HSBC Everyday Account
Balances
$0+
Interest Rate (p.a.)
0.00%
Account Name
Premier Explorer Account
Balances
$0+
Interest Rate (p.a.)
0.00%

HSBC Premier Savings Account interest rates

Interest rates for HSBC savings accounts.
Account Name
Balances
Interest Rate (p.a.)
HSBC Smart Saver Account
$0 - $5,000,000
1.40%
HSBC Smart Saver Account $5,000,001 +
0.00%
HSBC e-Saver Account
$0 - $5,000,000
0.10%
HSBC e-Saver Account $5,000,001 +
0.00%
Premier Multi-currency Savings Account
$0+
0.00%
Interest rates for HSBC savings accounts.
Account Name
HSBC Smart Saver Account
Balances
$0 - $5,000,000
Interest Rate (p.a.)
1.40%
Account Name
HSBC Smart Saver Account
Balances
$5,000,001 +
Interest Rate (p.a.)
0.00%
Account Name
HSBC e-Saver Account
Balances
$0 - $5,000,000
Interest Rate (p.a.)
0.10%
Account Name
HSBC e-Saver Account
Balances
$5,000,001 +
Interest Rate (p.a.)
0.00%
Account Name
Premier Multi-currency Savings Account
Balances
$0+
Interest Rate (p.a.)
0.00%

HSBC Premier Fixed Term Deposit interest rates

Interest rates for HSBC fixed term deposit accounts1 2.
Terms
Balances
Interest Rate (p.a.)
1 month
$0 - $9,999
0.10%
  $10,000 - $99,999
0.15%
  $100,000 +
0.25%
3 months
$0 - $9,999
1.00%
  $10,000 - $99,999
1.30%
  $100,000 +
1.80%
4 months
$0 - $9,999
1.10%
  $10,000 - $99,999
1.90%
  $100,000+
2.10%
5 months
$0 - $9,999
1.10%
  $10,000 - $99,999
2.00%
  $100,000 +
2.20%
6 months
$0 - $9,999
1.20%
  $10,000 - $99,999
2.20%
  $100,000 +
2.40%
9 months
$0 - $9,999
1.20%
  $10,000 - $99,999
2.20%
  $100,000 +
2.40%
12 months $0 - $9,999 1.05%
  $10,000 - $99,999 2.05%
  $100,000 + 2.25%
2 years $0 - $9,999 1.05%
  $10,000 - $99,999 2.05%
  $100,000 + 2.25%
3 years $0 - $9,999 1.05%
  $10,000 - $99,999 2.05%
  $100,000 + 2.25%
4 years $0 - $9,999 1.05%
  $10,000 - $99,999 2.05%
  $100,000 + 2.25%
5 years $0 - $9,999 1.05%
  $10,000 - $99,999 2.05%
  $100,000 + 2.25%
Interest rates for HSBC fixed term deposit accounts1 2.
Terms
1 month
Balances
$0 - $9,999
Interest Rate (p.a.)
0.10%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
0.15%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
0.25%
Terms
3 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.00%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
1.30%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
1.80%
Terms
4 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.10%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
1.90%
Terms
 
Balances
$100,000+
Interest Rate (p.a.)
2.10%
Terms
5 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.10%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.00%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.20%
Terms
6 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.20%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.20%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.40%
Terms
9 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.20%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.20%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.40%
Terms
12 months
Balances
$0 - $9,999
Interest Rate (p.a.)
1.05%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.05%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.25%
Terms
2 years
Balances
$0 - $9,999
Interest Rate (p.a.)
1.05%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.05%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.25%
Terms
3 years
Balances
$0 - $9,999
Interest Rate (p.a.)
1.05%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.05%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.25%
Terms
4 years
Balances
$0 - $9,999
Interest Rate (p.a.)
1.05%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.05%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.25%
Terms
5 years
Balances
$0 - $9,999
Interest Rate (p.a.)
1.05%
Terms
 
Balances
$10,000 - $99,999
Interest Rate (p.a.)
2.05%
Terms
 
Balances
$100,000 +
Interest Rate (p.a.)
2.25%

1The above term deposit interest rates do not apply to New Zealand non-resident customers who elect to have the Approved Issuer Levy applied.

2Applies to NZD accounts only.

Eligibility criteria applies to HSBC Premier. Qualifying Financial Entities (QFE) disclosure statements are available on request free of charge. HSBC Retail Banking and Wealth Management Terms and Conditions (PDF, 639KB) and Retail Banking and Wealth Management Fees and Charges (PDF, 76.3KB) and most recent disclosure statement are available free of charge from any HSBC office or on our website. All interest rates quoted are subject to change without notice.

Interest rates are current as at Thursday, 3 October 2019 and are subject to change or withdrawal without notice. HSBC Premier qualification criteria applies (e.g. combined lending of NZD500,000 or more or NZD100,000 of savings and investments with HSBC). Early repayment fees may apply to fixed rate loans. HSBC Retail Banking and Wealth Management Terms and Conditions (PDF, 639KB) apply. Issued by The Hongkong and Shanghai Banking Corporation Limited, incorporated in the Hong Kong Special Administrative Region (SAR), acting through its New Zealand branch.

For more information on HSBC Premier or any of these interest rates, contact us on 0800 028 088.